consumer debt

Payday Loan Info

• Where Can I Get a Loan Quick With Bad Credit?
  Here's a question that our readers ask all the time: "Where can I get a loan quick with bad credit?" The answer, for some people, is to take out a fast and convenient faxless payday loan. Faxless payday loans are designed to help people with bad credit get a loan quickly ...
• Comparing Payday Loan Costs to Credit Card Costs
  The biggest complaint people have about payday loans is that they are relatively expensive when compared to more traditional forms of credit. Typically, folks refer to the relatively high APRs associated with payday loans and try to compare those APRs(which can be 200% or more) to the APRs associated ...
• Payday Loan Restrictions May Hurt Consumers
  Recently, a number of States have enacted laws restricting payday loans. For example, Oregon imposed a cap on the amount of fees that a payday lender can charge in Oregon (the cap is $10 per $100 borrowed). Some laws, including those in Oregon, also impose restrictions on the ...
• Military Payday Loans
  In the last several years, the Federal Government enacted laws that protect the financial interestes of the men and women who serve in the U.S. military (and their families). One of the laws prevents U.S. lenders from issuing short term payday loans to members of the service. Here's an interesting recent ...
• Payday Loans in Arizona Suffer a Setback
  The voters of Arizona voted to reject a bill (known as "Proposition 200") by a wide margin in the fall elections. The key feature of Prop 200 was the removal of a provision of Arizona State Law that disallows payday loans after July 1, 2010. The provision (known ...