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Payday Loan Info

• Internet Payday Lenders Settle FTC Suit
  The U.S. Federal Trade Commission, and the State of Nevada recently settled a suit against a large Internet Payday Lending operation.  According to the FTC's press release: An international Internet payday lending operation will pay $1 million to settle Federal Trade Commission and State of Nevada charges that it failed to ...
• Do You Need a Bank Account to Get a Payday Loan?
  This is a question we hear all the time: Can I get a loan even if I don't have a bank account? Here's the short answer -- "no".  Or, more accurately, you can't get an online payday loan directly deposited to your account if you don't have a bank account.  Also, ...
• Status of Military Payday Loans – 2 Years After Ban
  Two years ago, Congress passed the Military Lending Act, which included a number of provisions effectively banning payday loans to American Service Members. So how has the law faired? It looks like it is working.  Even the Consumer Federation of America (a vocal detractor of payday loans) agrees that the Military Lending ...
• Payday Loan Regulation — Testimony of a Payday Loan Borrower
  Earlier this year, the House Subcommittee on Financial Institutions and Consumer Credit held a hearing to discuss H.R. 1214, (othewise known as the "Payday Loan Reform Act of 2009"). As typical in such a hearing, several interested parties were invited to provide testimony. In the hearing, Barbara Fox ...
• Payday Loan Regulation — Testimony of a Payday Loan Borrower
  Earlier this year, the House Subcommittee on Financial Institutions and Consumer Credit held a hearing to discuss H.R. 1214, (othewise known as the "Payday Loan Reform Act of 2009"). As typical in such a hearing, several interested parties were invited to provide testimony. In the hearing, Barbara Fox ...